答案及解析：[单选题]在保险市场中，下列属于道德风险问题的是：In the insurance market, "moral hazard" refers to the problem that A保险

问题：

[单选题]在保险市场中，下列属于道德风险问题的是：In the insurance market, "moral hazard" refers to the problem that
A保险受理员元无法分辨高风险客户和低风险客户 insurers can't tell high-risk customers from low-risk customers.B
高风险用户有动机释放错误的信号，使他们看上去像低风险用户 high-risk customers have an incentive to give false signals to make themselves look like low-risk customers.
C保险公司可能对个人用户根据种族、性别、年龄等进行打包分类，通过统计学来给高风险人群打上标签。companies may unfairly lump individuals together by race, sex, age or other characteristics in an attempt to use demographic data to pinpoint high-risk populations.
D与购买保险前相比，个人用户在购买了保险后，他们可能做更加有危险的行为。individuals may change their behavior after the insurance is bought, so that they behave in a more high-risk manner than they did before.

Tags：学堂在线清华大学微观经济学(2021春)期末测试题答案

答案解析：

╋纠错

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