问题：
[单选题]对大学生的贷款将以零利率发放。在发放贷款之前,还需要提供担保。()
A
The loans to college students will be awarded on a zero-interest basis. Guarantees will also be required before the loan in granted.
B
The loans will be interest-free. Guarantees will be required, however, before they are granted.
